5 Alternatives To Medicare For Hearing Aid Assistance
5 alternatives to Medicare for hearing aid assistance
Under original Medicare, you do not get insurance for hearing aids and other related services. With supplementary insurance, that is Part C, and your state’s Medicaid program, you can get cover for your hearing aid needs. Also, there are a few alternatives to Medicare that can get you financial assistance when you require hearing-loss related tests and services.
- Private insurers: Although there are very few private insurance providers who provide cover for hearing aids, Arkansas, New Hampshire, and Rhode Island have made it mandatory for insurance providers to give coverage for hearing aids.
The cost coverage ranges from $700 to $1500 for three to five years. The cost and time differs according to the specific state. Federal employee assistance: Some insurance plans provide coverage to federal employees and their families. These plans pay for basic hearing devices. If an employee wants to upgrade or needs to replace batteries and repair the hearing aid, they have to pay for such services themselves. Nonprofit organizations: There are many civic service and not-for-profit centers that provide assistance to the hearing impaired and make treatments and services accessible to alleviate hearing loss. These centers help people from low-income groups to get access to affordable hearing aids and quality hearing-loss related care. They provide for hearing aids at reduced costs, hearing aid fitting, ear molds, follow up visits, and warranty for hearing aid as well. However, these services differ from center to center. Health savings account: HSA provided by your employer will pay for your hearing aid and services related to your hearing aid repair and replacement. Since HSA accumulates money annually, you can save the funds in the account to pay for your future requirements. Veteran benefits: If you are a veteran who has suffered hearing loss in action or if your hearing impairment is related a medical treatment received in a VA hospital, you will get financial waivers for hearing aids. Also, if your daily activities are hampered by severe hearing loss, you are eligible for state-sponsored hearing aids.
<Tags: Hearing Aids Medicare>
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