Is low or bad credit history sabotaging your chances of securing a personal loan? Don’t worry, for it is not entirely impossible to find a lender who provides no credit check loans and would be willing to approve you in spite of your poor or not so good credit history.

Here are the eight popular financial institutions in the country which could offer you a loan without a credit check or, at the most, with a soft credit check that does not affect your credit score further.

OppLoans

When it comes to securing easy loans with no credit check, OppLoans is the place to go. An online lender, OppLoans does not worry about your credit score when approving loans and is ready to work with you even if you do not have a credit score at all. With a customer rating of 4.9 out of 5, this lender offers more affordable borrowing and payback options and allows you to check its rates without affecting your existing score.

HonestLoans

HonestLoans is another online lender who can approve loans of up to $2500 in just one working day. You can secure a loan through an easy three-step process, which involves signing up with the lender, submitting your information, reviewing the rates and terms offered by the lender, and then waiting for the money to get credited to your bank account the very next day (provided it is a business or working day). Better yet, HonestLoans does not perform credit checks via three main credit bureaus (TransUnion, Equifax, and Experian).

LendingClub

You can expect instant no credit check loans for a credit score as low as 600 through LendingClub. Providing no credit check loans ranging from $1000 to $40000, this lender offers a range of payback options between 5.99% and 35.89% APRs over a 5-year duration. You can expect the money to get credited to your account within a few working days without worrying about credit checks, which the lender may or may not perform depending on the loan amount.

Avant

A minimum credit score of 580 is all you need to qualify for a personal loan at Avant. The lender also welcomes applications from individuals whose credit scores are lower than the minimum amount. You can expect to get a loan amount ranging from $2000 and $35000 with 9.95% – 35.99% APRs and a payback period of up to five years. You can also expect the money in your account the next business day.

CashNetUSA

Looking for a lender who offers no credit check loans quickly? Turn to CashNetUSA, a payday lender who can help you get access to the money you want in just one business day. High approval rates and short installment loans are only some of the benefits of this lender who provides detailed information of all the policies and rates so that you can make an informed decision.

Check Into Cash

Operating via 900 stores in over 30 states across the country, Check Into Cash offers a number of no credit check loans, ranging from title loans to payday loans, for individuals with fast cash needs. You can expect to secure a first loan amount of $750 with the lender who usually performs a soft credit check and provides same-day deposit options (in some cases). Check Into Cash is widely renowned for its ability to provide loans for individuals with poor or bad credit histories as well. So if there was one place you would want to turn to for an emergency loan in spite of a bad credit score, you can trust Check Into Cash to come to your rescue.

TitleMax

Founded in 1998, TitleMax offers title loans for motorcycles and cars. The renowned lender also offers personal loans to individuals and has over 1150 stores spread across 17 states in the country to serve its customers better. With affordable payback options and soft or no credit checks, the lender can help you obtain your dream motorcycle or car with little or no hassle at all.

Finova Financial

Finova Financial does not require a credit check and is probably one of the first names to pop out if you are searching for online “companies that offer loan no credit checks.” With no upfront fees, the lender provides instant and secure access to capital with APRs costing less than 70% of the national average and a payback period of 12 months. Some of the other benefits offered by the lender include an easy online loan application process, instant loan approvals, same day cash funding, and easy payment options via online forms or through 32000 retail locations in the country. Additional benefits include declining rates, access to additional funds, and improved credit with successful payments.

A bad or poor credit history may undermine your chances of securing a personal loan. However, there are many lenders in the country who can offer you a wide variety of loans with flexible APRs and payback options by either performing a soft credit check or not performing a credit check at all.