InsightsFrenzy.com | Discover Insightful Content

How a DWI can affect your insurance rates

Driving while impaired/Driving while intoxicated (DWI) is the offense committed by a person who drives or operates a motor vehicle while impaired by alcohol or any other drugs including recreational drugs or prescription drugs. This is a dangerous situation as the driver could be incapable of driving the vehicle safely. The number one cause of traffic accidents are unfortunately caused by DWI. Hence the auto insurance of a person who receives a ticket for DWI automatically and naturally increases.

A DWI can be a difficult experience for any individual to go through. Having a DWI on your record could prove devastating, as you will be paying for it long after your court or legal interactions have ended. Hence, a DWI impacts a person’s auto insurance directly. Your driving record will quite clearly show your DWI and when you go in to get auto insurance, the insurance company will first check your driving record, and will come to know about your DWI immediately. This also happens if you want to review your auto insurance policy. You will be automatically considered as a high risk driver and the insurance companies charge you accordingly. In case of a DWI, points are added to your driving history and the insurance company charges you more for auto insurance if your points are higher than the average driver. Some insurance companies may even go to the extent of denying you auto insurance if they find a DWI on your driving record. It is hence a pretty grave situation to find yourself in as it could impact you for a very long time. That does not mean that it is impossible for you to find good auto insurance if you are charged with DWI. There are insurance companies out there in the market that accommodate high risk drivers as well; but then everything comes at a price. Hence if you have been charged with DWI, you need to be prepared to shell out more to maintain your car insurance for quite a number of years.

Disclaimer:

The content provided on our blog site traverses numerous categories, offering readers valuable and practical information. Readers can use the editorial team’s research and data to gain more insights into their topics of interest. However, they are requested not to treat the articles as conclusive. The website team cannot be held responsible for differences in data or inaccuracies found across other platforms. Please also note that the site might also miss out on various schemes and offers available that the readers may find more beneficial than the ones we cover.

Popular Articles

5 crucial reasons to hire a DUI or DWI attorney

There are instances where one become callous of how serious the repercussions of their actions can be; these occurrences are quite common when one attends a party or other social events.

10 Factors That Can Affect Your Insurance Premiums

Whenever we need to buy any kind of insurance, we start by comparing the annual premiums, and then we compare the coverage criteria. However, if you consider buying car insurance, you often get an unpleasant surprise to see higher premiums quoted in your car insurance quotes, as compared to someone else with a similar car.

5 factors that affect car insurance rates

Whether you own a vehicle or planning to buy one, one of the biggest things to consider is car insurance. With so many companies offering what seem like lucrative deals, it is easy to get confused.

How a trauma can affect your body

Trauma can be defined as the general emotional response of our human body, to any negative or terrible event. This is the type of response which can be instantaneous or delayed since different people react in distinct ways to a positive or negative episode, taking into account how their brain has perceived the event.

Factors that affect the cost of insurance

How to calculate auto insurance depending on various factors? The cost you are charged can be very high or comfortably low for you. The average amount is around $815 for a year, and if it is lower, a lot of factors may be affecting it.

Things You Ought To Know About DUI Insurance

Paying auto insurance is not fun; it can put a huge dent in your wallet. Paying DUI insurance is even worse as it puts an even bigger dent in your wallet.