Pet Insurance Coverage for X-rays

Most of the people turn to x-rays to understand what is happening inside their pet’s bodies. X-rays are a safe technique for animals, and the procedure for a pet’s x-rays are similar to the x-rays that we undergo ourselves.

Nowadays, vets rely on digital x-rays instead of the old-fashioned x-rays developed from film. Digital x-rays are available immediately as the data is saved in the computer in a high resolution for further analysis.

An x-ray can be very useful if a vet needs to check the pet for probable fractures, especially if your pet has been hit by a car or if it gets into a fight with another animal. If your pet is exhibiting signs of injured joints, the vet may recommend x-ray imaging for an accurate diagnosis. They may suspect a painful orthopedic condition which can be accurately identified through the use of x-rays. Let’s understand the details of the cost of x-rays as well as a few pet insurance plans that offer coverage for x-rays.

Coverage for x-rays under pet insurance plans
As of now, only some pet insurance plans cover the expenses of x-rays. People who have a pet insurance policy that cover the cost of x-rays may not have to pay anything, or they may have to make a co-pay of $10-$50 or coinsurance of about 10%-50%. However, if you do not have a pet insurance policy, you may have to pay around $100 to $1,000 for x-rays. The overall charges vary depending on the provider, the part of the body to be x-rayed, as well as on the number of views required. A few basic plans might offer coverage for wellness exams, vaccinations, and flea prevention. More comprehensive plans might expand to include coverage for prescriptions, surgical procedures, chronic and hereditary conditions, lab examinations, as well as x-rays.

Following are some pet insurance companies that offer coverage for x-rays:

• Figo Pet Insurance
  Figo Pet Insurance offers coverage for x-rays, MRIs, CAT scans, and blood work. All diagnostic examinations deemed essential by certified veterinarians for the diagnosis and treatment of your pet for an injury or illness are covered under their policy.
• Healthy Paws Pet Insurance
  The most unexpected conditions are covered by Healthy Paws Pet Insurance. Moreover, it also offers coverage for diagnostic testing such as x-rays and blood tests if they are deemed medically necessary by a licensed medical veterinarian facility.
• Pet Plan Pet Insurance
  Pet Plan provides full coverage for a vet’s charges due to an injury or illness, including chronic and genetic conditions. It also covers the expenses of imaging tests such as MRIs and CAT scans.
• Pets Best Pet Insurance
  Pets Best Pet Insurance offers specialized coverage plans that cover the expenses of routine care. It offers coverage for diagnostic exams, blood work, MRIs, CAT scans, pathology reports, and x-rays under its BestBenefit Accident and Illness Plans.
• 24 Pet Watch
  The programs designed by 24 Pet Watch offer coverage for diagnosis, testing, and treatment of coverable accidents and illnesses. Thus, they cover the cost of diagnostic procedures such as X-rays, MRIs, and CAT scans.

Scan the policy documents thoroughly before choosing a plan. In this way, you’ll be clear about which policy best suits your pet’s needs and secures their future as well.