InsightsFrenzy.com | Discover Insightful Content

Top 4 credit cards for bad credit

People who have faltered in maintaining a good credit history and do not have the required score can still apply for a credit card. The issuer of the card is at a higher risk of losing his money with such applicants. Therefore, these cards are specially created to ensure both the consumer and the issuer profit from it. Since online approvals have become the new trend, below are the top four options for credit cards with bad credit that are instantly approved

Credit One Bank® Platinum Visa® for Rebuilding Credit
Apart from knowing the fate of your application within seconds, this card also provides you the benefit of 1% cash-back on purchases with eligible partners.

The rewards are credited to your account monthly. Along with this, you can also track your credit score for free, receive alerts, and get various opportunities to increase your credit line. The ease of use makes this card one of the best credit cards for bad credit with instant approval.

Green Dot primor® Visa Gold Secured Credit Card
With an annual fee of $49, this credit card comes with various benefits. It is one of the easiest cards for you to receive instant approval. It is safe because it reports to all three bureaus and you do not need to have a perfect credit history to get this card. The APR (Annual Percentage Rate) for the same is 9.99%, making it a good choice.

First Progress Platinum Elite MasterCard® Secured Credit Card
All the cards by First Progress come with an option of instant approval and do not require you to have a good credit history. Being the lowest variant of this particular product, this card has an APR rate of 20.24% and has a variable APR of 25.24% for cash advances. Additionally, you can use it anywhere nationwide, and it comes with an annual fee of only $39.

First Access VISA® Credit Card
It comes with a starting annual fee of $300, but it depends on your eligibility as well. Even though no credit history is required, you may be required to pay off your bills up till 21 days from the due date to avoid any interest on your expenditure.

It takes about 60 seconds to get instant approval. It is safe, and if you are eligible, your card will reach you soon. Although, it is highly advisable for you to maintain a good credit score and not exploit your credit card. In case you have not been able to, the options mentioned above are great to consider for credit cards with instant approval.

Disclaimer:

The information available on this website is a compilation of research, available data, expert advice, and statistics. However, the information in the articles may vary depending on what specific individuals or financial institutions will have to offer. The information on the website may not remain relevant due to changing financial scenarios; and so, we would like to inform readers that we are not accountable for varying opinions or inaccuracies. The ideas and suggestions covered on the website are solely those of the website teams, and it is recommended that advice from a financial professional be considered before making any decisions.

Popular Articles

Credit cards for bad credit

Gone are the days when bad credit meant bidding adieu to credit cards completely. There are certain credit card providers that issue credit cards to people with poor credit scores.

7 best credit cards to help rebuild your bad credit

In today’s economy, keeping a positive financial outlook can get difficult. No matter what you do, you always have bills that are due every month! As an alternative, credit cards offer a great solution to pay for products purchased and services rendered at a later date.

Top credit cards for those with poor credit

Credit cards for those with poor credit scores are the best alternative to getting an emergency loan. People who want to make urgent payments and have a bad credit history can get a credit card for poor credits.

4 Signs That You’Ve Got The Wrong Credit Card

Many of us end up using the same credit card for a long time and many people do not change their favorite card for years. Our financial requirements keep changing over time.

The best ways to improve a bad credit score

Having a bad credit history is a common thing since millions of Americans have bad credits due to several reasons. Bankruptcy, foreclosure, untimely payments of medical or student loan debts are just a few reasons to have setbacks on an individual’s credit score.

How to build good credit with credit cards

Consumer behavior saw a change in the preferred payment method for the first time since 2016. Debit cards were the most used, but 2016 marked the year were American consumers preferred credit cards over debit cards.