We all love getting rewarded and there is nothing better than getting reward credit points for spending money. Credit card rewards come in different forms, such as points, cash back, and travel perks.

Choosing the right credit card is an essential financial decision that you should not make in a haste. The best thing to do is to understand your financial requirement and lifestyle and choose the perfect credit card that gives you the best credit card points and benefits.

Still not sure which credit card to choose? Read on to find out about the top four credit cards to buy this year that will give you best credit card points.

Capital One® Venture® Rewards Credit Card
If you are searching for a credit card that will earn you the best credit card points that you can use for your travel plans, then this is the perfect card for you. Every time you make a purchase that is eligible, you are rewarded with 2X miles per dollar you spend that you can use to book travel packages. The miles that you earn can be redeemed anytime and they have flexible redemption option, which means that you can book tickets, hotel bookings and buy gift cards. Some common benefits that this card gives you is free travel upgrades, hotel discounts, 24/7 concierge service, shopping discounts and extended warranty for your credit card security.

One of the best things about this card is that it gives exciting offers for its new members, one of which is a bonus of $50,000 miles if you make a purchase of $3,000 within the first three months of you buying this card. Another reason why you should consider buying this credit card is that irrespective of where you swipe this card, you won’t be charged any foreign transaction fee, which means that you will be saving a lot while you shop in a foreign destination. The usage charges for the first year are exempted for all the new customers, after which you must pay an affordable fee of $ 95 annually.

Chase Sapphire Preferred® Card
Besides being one of the best travel cards, this card also gives you the best credit card points. You get a bonus of $50,000 if you make a purchase of $4,000 within the first 3 months of buying this card.

You get 2X points every time you make travel bookings with this card or pay for any dining experience through this card. Not just that, every time you make any kinds of purchases through this card, you earn one point for every dollar you spend.

The best thing about buying this card is that it is not associated with one specific airline or hotel chain, which means that you can redeem the credit card points anywhere.

Just like Capital One® Venture® Rewards Credit Card, this card does not charge you during your first year, after which you must pay an annual fee of $95 for the credit card services. If you want to save more, book your travel packages and redeem the points through Chase Ultimate Rewards®, as here the points are 25% more worth than their original value.

American Express ^®  Premier Rewards Gold Card
This credit card is a great option for those who travel frequently and stay in hotels several times a month. With this card, you earn credit card points of $25,000 if you spend $2,000 within the initial 3 months of using the card. You can earn 3X reward credit points if you book air tickets from the US airlines directly using this card. You also earn 2X credit points every time you swipe this card at restaurants, supermarkets or at gas stations in the country. For all other eligible purchases, you earn a single point every single time. You can enjoy several perks like $100 airline fee credit and $75 credit on qualifying hotel charges through this card. You can redeem the credit points in various ways like gift cards, bookings, and merchandise. You must pay an annual fee of $195 after the first year.

Before you settle for any rewards credit card, make sure that you have done a thorough market research of all the top rewards credit cards available. Buy a card that gives you the best credit card points and perks that best suits your lifestyle.