While riding a motorcycle is quite thrilling, it comes with its own set of risks. Motorcycle insurance can provide financial protection in the event of an accident that causes damage to the vehicle and the individual. When looking for the best motorcycle insurance, you might want to choose a provider offering comprehensive coverage at reasonable prices. That said, the sheer number of insurance providers in the market can make this task a little daunting.

GEICO
If you’re looking for a motorcycle insurance policy at low rates, GEICO is an excellent option. The provider has been consistently rated A++ by A.M. Best Company, which means they are among the top insurance providers. GEICO’s motorcycle insurance policy includes coverage for bodily injury liabilities, collision, property damage, and uninsured/underinsured motorist. The company is known for offering discounts to policyholders. They offer up to 10% discount upon transferring your motorcycle insurance to GEICO® Motorcycle, insuring more than one motorcycle, and renewing your insurance with GEICO® Motorcycle, among other cases. You can also get up to a 5% discount on a motorcycle insurance policy if you insure your car with GEICO.

Markel
With over 45 years of experience, Markel understands motorcycle enthusiasts’ needs well. They offer impressive coverage that includes collision, accessory, mechanical breakdown, bodily injury liability, property damage liability, uninsured/underinsured motorist, and trailer, among others. With Markel, you can get as much as 35% off on your motorcycle insurance policy. They offer a discount of 10% upon switching and additional discounts for installing anti-theft alarms and anti-lock brakes and upon renewal. Plus, the insurance provider will lower your deductible by 25% for each consecutive year you go accident-free.

Dairyland
Dairyland has been offering motorcycle and auto insurance for more than 60 years now. Whether you have a standard, sport bike, cruiser, dirt bike, or any other, Dairyland offers insurance for all motorcycle types and makes. Their policies include coverage for collision, comprehensive, medical expense, guest passenger, personal injury, property damage, special equipment, and much more. Dairyland’s policy rates are already competitive, and you can make additional savings by insuring more than one motorcycle. You are also eligible for discounts if you’re a riding club or motorcycle association member or have passed a motorcycle safety course.

Progressive
Progressive is among the largest auto insurers in the country that also offers insurance for motorcycles. Their policies cover virtually all types of motorcycles, including scooters and mopeds, ATVs and UTVs, vintage bikes, touring bikes, cruisers, custom motorcycles, and more. Progressive offers all types of standard motorcycle coverage, along with total loss coverage, roadside assistance coverage, coverage for personal belongings that you carry on your motorcycle, and enhanced injury protection. You can enjoy a discount on your motorcycle insurance policy if you have a car, home, boat, or RV insured with Progressive. Plus, you can save by quoting in advance, paying your policy in full at once, and paying on time.

Safeco
Safeco is a part of Liberty Mutual Insurance Group that offers motorcycle insurance at affordable prices. Like all insurance providers on this list, Safeco insures a wide variety of motorcycle types, offering coverage for collision, roadside assistance, OEM manufacturer parts, safety apparel, and bodily injury liabilities. If you insure your Harley-Davidson with Safeco, they’ll pay full cash value for your motorcycle in the event of a total loss. The company offers a discount if you haven’t claimed anything for 12 months in your prior motorcycle insurance term, even if your vehicle was insured by a different provider. You can also get a discount if you’ve completed a motorcycle safety course within the last 3 years or if you have any other policy with Safeco.